BURNS VOGEL INC. AND ASSOCIATES © 2015 ALL RIGHTS RESERVED | PRIVACY POLICY

 
 

PERSONAL

Many are surprised to learn that when they are eligilble to enroll in Medicare, it covers only some of their medical costs.  Medicare Supplemental Insurance policies (also known as "MediGap" coverage) are designed to cover what Medicare does not. The right Medicare Supplement Insurance plan can help you save thousands of dollars in out-of-pocket health costs.

 

Medicare Supplement policies are NOT the same as Medicare Advantage. Medicare Supplement Insurance plans complement your original Medicare plan and will pay some or all of the expenses that Parts A and B do not cover. These expenses could be copays, coinsurance, deductibles and other charges. Medicare Advantage plans are IN PLACE OF and are an ALTERNATIVE to Medicare. Although they are offered and serviced by many different private carriers, these carriers have all been contracted by the federal government to administer the plans.

 

There are several different types of Medicare Supplement plans available today and they are offered by many different carriers. However the only real difference may be in the premium and service level as the policies themselves are regulated and standardized by the federal government.  Your agent can help you navigate through the complex process of comparing the various Medicare Supplement Plans and carriers to help you find the right coverage at an affordable price as well as explain the more complext details of Medicare Parts A, B, C, and D.

 

 

*Note:  Medicare Supplement Insurance policies are complex with an array of product choices that cannot possibly be covered here thoroughly.  As a result, please contact your agent for a thorough review of the available plans.

MEDICARE SUPPLEMENT INSURANCE (MediGap)

*With all life insurance policies any/all guarantees are backed only by the claims paying ability of the individual carrier.

BUSINESS

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