Burns Vogel works with carriers offering a variety of individual and family major medical health insurance plans. Here jare ust a few:
A Health Maintenance Organization or HMO health plan requires you to appoint a primary care physician and to use doctors and facilities that are affiliated with the HMO.
A Preferred Provider Organization or PPO will save you money on services if you use the preferred providers within the network.
A Health Savings Account or HSA combines a tax-favored savings account with a high deductible/low premium plan designed to save you money. Funds in the savings account are used to pay for out-of-pocket medical expenses until the deductible is met.
A Fixed Benefit, no deductible plan provides a set cash amount for covered medical events like doctor visits, urgent care, x-rays, prescriptions* and hospital expenses. After the set benefit has been used, you pay the difference going forward.
Low Premium, high deductible plans, sometimes known as Catastrophic plans, are great for those healthy individuals who do not expect to need medical care throughout the year, other than routine preventative care.
WHO IS COVERED?
Couple, you and your spouse
Family, your and your spouse and one or more children
Single parent household, you and one or more children
Single child or multiple children
Note: These plans in no way represent “all” of the health plans available through our carriers. Also, while some plans may be similar among our carriers, coverage and premiums vary.