According to the studies performed by the Society of Actuaries, the National Safety Council and many other credible organizations, it is a fact that during your working years you have a much greater chance of disability than death. Yet considerably fewer people plan for the needs of their family in the far-more-likely event of their disability than the far-less-likely event of their death during those years. Disability insurance protects perhaps your most valuable financial asset - your income and provides you with continued income so that you may maintain your lifestyle, provide for your family and meet your financial obligations while disabled.
While you may hope you never need disability coverage, it is prudent to consider Disability Income Insurance when planning for the security of your financial future.
*Note: Disability income insurance policies are complex with an array of product choices that cannot possibly be explained here. As a result, please contact your agent to discuss your disability income insurance coverage needs, options.and costs.
PERSONAL DISABILITY INSURANCE
*With all insurance policies any/all guarantees are backed only by the claims paying ability of the individual carrier.